VA Loans

If your clients are currently serving in the Military, are an eligible Veteran, or are a surviving spouse, then it is time to take advantage of one of the most useful military benefits!

We work to knock down barriers and help get VA offers accepted. We strive to make your purchase offer viewed as equal to or more desirable than FHA or conventional loans. We can also provide full underwriting approval before looking for a home.

TOP LENDER

CALHFA

TOP EMPLOYER

DIVERSITY JOBS

TOP 100 MORTGAGE COMPANIES

MORTGAGE EXECUTIVE

5-STAR LENDER

Mortgage Professional America

TOP 250 LATINO MORTGAGE ORIGINATORS

NAHREP

MOST LOVED MORTGAGE EMPLOYERS

NMP

TOP MORTGAGE LENDER

SCOTSMAN GUIDE

TOP MILITARY LENDER

NMP

TOP 15 VA LENDER

SCOTSMAN GUIDE

Product highlights

  • Available to eligible veterans, active-duty service members, reservists, and surviving spouses
  • Primary residence required
  • No down payment required in most cases
  • No private mortgage insurance (PMI) required
  • No maximum loan limit with full entitlement
  • VA funding fee required (may be waived in certain cases)
  • 580 minimum credit score
  • Certificate of Eligibility (COE) required
  • Guaranteed by the Veterans Administration (VA)
  • Available for single-family, condo, townhouse, manufactured home, and new construction
  • Termite report required on most VA loans

Borrower advantages

  • Low fees
  • More relaxed credit and income qualifications
  • No loan limits with full entitlement
  • VA home loan benefit may be used more than once
  • Gifts, grants, and seller contributions (6% max) allowed
  • 100% gift funds allowed

Realtor advantages

  • We handle all the paperwork! No significant time delays
  • Assumable (if seller agrees)
  • Ability to give back to our veterans

FAQs

Eligible veterans, active-duty service members, and some surviving spouses.

No down payment, no monthly mortgage insurance, and competitive rates, it’s one of the best loan programs available.

There’s a VA funding fee in most cases, but it can often be financed into the loan, and some borrowers are exempt.

Yes. Many borrowers use their VA benefit multiple times.

What Clients Say About Us