Secure Lock Program

Shop, negotiate, and close your transaction confidently knowing your buyer’s home loan is approved, locked, and ready to close. Our SecureLock™ program allows buyers to obtain credit approval and lock in their interest rate before they find or build their homes.

TOP LENDER

CALHFA

TOP EMPLOYER

DIVERSITY JOBS

TOP 100 MORTGAGE COMPANIES

MORTGAGE EXECUTIVE

5-STAR LENDER

Mortgage Professional America

TOP 250 LATINO MORTGAGE ORIGINATORS

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NMP

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SCOTSMAN GUIDE

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NMP

TOP 15 VA LENDER

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Product highlights

  • Lock interest rate before finding a home
  • Rate protection for up to 360 days on new construction
  • Rate protection for up to 180 days on purchases
  • Protects against rising rates
  • Available on most primary residence conventional, high balance and FHA loans
  • Ability to lower the interest rate if rates go down

Borrower advantages

  • Peace of mind while shopping or waiting to build a home
  • Protection if rates rise, and the advantage to lower before closing if rates go down
  • Combine with Keys on Time program for double the security and confidence

Realtor advantages

  • Having your buyer’s home loan approved, locked and ready to close can give you assurance while you’re out shopping, negotiating or closing your transactions
  • Our program allows your buyers to obtain credit approval and lock in their rate BEFORE they find or build their new home, and locks available up to 360 days
  • A locked loan during a rising rate environment brings peace of mind

What Clients Say About Us