Buy Before Sell

Make your next move without the stress of selling first.  Our Buy Before You Sell program allows you to unlock the equity in your current home so you can purchase your next home without a home sale contingency.  Make a more competitive offer, move just once, and avoid the stress of coordinating two closings.  Once you’ve moved, you’ll have time to prepare and sell your previous home and if it doesn’t sell within the 6-month program period, we provide a guaranteed purchase option for added peace of mind.

TOP LENDER

CALHFA

TOP EMPLOYER

DIVERSITY JOBS

TOP 100 MORTGAGE COMPANIES

MORTGAGE EXECUTIVE

5-STAR LENDER

Mortgage Professional America

TOP 250 LATINO MORTGAGE ORIGINATORS

NAHREP

MOST LOVED MORTGAGE EMPLOYERS

NMP

TOP MORTGAGE LENDER

SCOTSMAN GUIDE

TOP MILITARY LENDER

NMP

TOP 15 VA LENDER

SCOTSMAN GUIDE

Product highlights

  • Unlock equity from your current home before it sells
  • Purchase your next home without a home sale contingency
  • Move once and avoid coordinating two closings
  • Receive a guaranteed purchase option if your home does not sell within six months

Borrower advantages

  • Purchase your next home before selling your current one
  • Make a stronger offer without a home sale contingency
  • Move once and take more time to prepare and sell your previous home

Realtor advantages

  • Help clients submit more competitive, non-contingent offers
  • Reduce delays caused by coordinating two dependent transactions
  • List the client’s previous home after it is vacant and ready to show

FAQs

The program may allow eligible homeowners to access the equity in their current home and purchase their next home before selling their existing property.

No. Qualified borrowers may be able to make an offer without a home sale contingency.

If the home does not sell within the six-month program period, a guaranteed purchase option may be available, subject to program terms and property eligibility.

Yes. Borrowers must meet applicable credit, income, property, underwriting, and program eligibility requirements.

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